Home & Auto Insurance In Kansas City

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Hi, My Name is Raquel!

My name is Raquel, and I am here to pilot you through your exciting accomplishment of becoming a new homeowner! Let me direct you towards your home insurance policy being transparent with any questions you may have. I am here to understand your property and your financial situation in order to compare quotes and policies from several options we offer to help you find the best coverage and rate to fit your needs. My expertise also pools into personal auto policies, tailoring to you for coverage needed to assure you being a safe driver on the road.

– Raquel Matsushita

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Home & Auto Insurance With You In Mind

Let our team give your family the assurance they need with the right insurance coverage to protect your home and automobiles. The task of insuring your assets can quickly become confusing and frustrating but we are here to guide you through every step of protecting what you have worked so hard for.

Get a Quote Today!

What Is Covered?

Personal Liability

Coverage that protects against any injuries that occur on the premise covered, in this case, your home. Such injuries can be related to any accident occurring on the property or accidental damage caused by you to someone else.

Actual Cash Value

If it applies to your policy, actual cash value means that in the case of a loss, your policy was designed to pay for the current value of your home, before the loss.

Replacement Cost

If it applies to your policy, replacement cost means that in case of a loss, your policy was designed to pay for what it would cost to rebuild your house as it was before the loss occurred.

Living Expenses

This coverage is for unexpected expenses that would generate if damages to your

homemade it uninhabitable. This allows for a certain monetary amount, opted by the insured, of course, to cover any expenses while they recover from a property loss. Whether it be temporary housing such as a hotel, meals, laundry, among other basic necessities while the property is repaired and once again habitable.

Personal Property

If you were to flip your house upside down, anything that would fall out would be considered your personal property. This coverage can obviously vary depending on the value of your belongings. Endorsements can be tailored to your policy for items of higher value such as electronics, furs, jewelry, or antiques.

Dwelling Coverage

This coverage protects the structure of the home such as your foundation, which is the structure along with the walls and roof. Let our qualified agents assist you in quoting a homeowner’s insurance policy that fits your budget while protecting your assets and your family.

Our Process

Get coverage on your home or auto in 3 easy steps!

Customer Interview

In this step we are identifying your needs so we can provide you with the best solution possible!

Submit Quote

Once we have all of your information, we can submit it to the provider and get you an affordable quote!

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Get insured!

Get protected so you can build your business!

Start The Process

Our Values

Ruth & Associates Business Solutions is an agency trailblazing its way through the gaps and barriers that every business owner has at one point ran into. We want to strive to establish a new type of agency in a world full of them. An agency built around the needs of our clients, simply a “Business Agency”. We work together as a team and help guide you to achieve your business’ needs, goals, and objectives.